Laurent Goutard (France) joined Société Générale group in 1986, working until 1993 in the General Inspection department. Between 1993 and 1998, he held various management positions within the retail network in France, first as Deputy Director of Paris-Opera Large Corporate Agency and then as Business Manager in the Large Clients Department. From 1998 and 2004, he held the position of Chief Executive Officer and Chairman of the Management Board of Société Générale Marocaine de Banques, Société Générale(s subsidiary in Morocco. In 2004, he joined Komercni banka, the Group’s subsidiary in the Czech Republic, as Vice-Chairman of the Executive Board and Deputy Chief Executive Officer. In 2005, he was appointed Chairman of the Management Board and Chief Executive Officer of Komercni banka. In 2009, he was appointed Head of Société Générale Retail Banking in France. On july 2019, he was appointed Head of International Retail Banking for Africa, the Mediterranean Basin and Overseas.